Services
Who we do.
Climate-Aligned Rural Finance Advisory for Banks, NBFCs, MFIs and Development Institutions
Rural Rethink Advisory works with financial institutions, agribusinesses, multilateral agencies and development organisations on rural and agricultural finance . We work across five mandate areas — portfolio strategy, climate risk and ESG integration, rural product and process design, institutional capability building, and specialist advisory.
Every engagement is built around your specific context: your portfolio, your regulatory environment, and execution capacity.
Each assignment starts with a diagnostic.
ISO 9001:2015 Certified — structured, process-driven delivery.
Climate Risk & ESG Advisory
We help financial institutions assess, manage and disclose climate and ESG risks in rural and agricultural portfolios — covering physical risk mapping, transition risk, scenario analysis, TCFD/ISSB-aligned disclosure, ESG policy development and Environmental & Social Management Systems.
Priority Sector Lending Strategy
We help banks, NBFCs and MFIs plan, optimise and manage priority sector lending — covering PSL target planning, PSLC strategy, indirect agriculture structures, portfolio quality management and Regulatory compliance readiness.
Agricultural Finance Strategy
We help institutions design and scale agricultural portfolios across crop finance, KCC optimisation, allied sector lending and value chain finance — combining product architecture with portfolio strategy, risk management and operational discipline.
Digital & AI-Enabled Rural Systems
We help institutions integrate digital and AI tools into rural lending operations — covering process redesign, credit scoring, document intelligence, early warning systems, portfolio analytics and technology evaluation.
MSME & Value-Chain Finance
We help lenders build agri-MSME portfolios across food processors, input dealers, custom hiring operators and rural service providers — using anchor-led structures, FPO-mediated credit, dealer finance and warehouse receipt finance.
Insurance & Reinsurance Advisory
We help insurers, reinsurers and agri-lenders design agricultural insurance products, structure reinsurance programmes and build credit-linked covers — covering PMFBY/WBCIS advisory, claims process improvement and reinsurance treaty support.
Core services
Green & Climate Finance
We help institutions develop green finance frameworks, access climate capital and build sustainability-linked lending portfolios — covering green loan classification, blended finance structures, carbon credit readiness and alignment with RBI green taxonomy.
HR & Organisation Development
We help rural banking and agricultural finance institutions build people systems — covering workforce planning, performance management, leadership development, training needs assessment and rural posting frameworks.
Renewable Energy & Natural Resources
We help institutions finance rural renewable energy and water infrastructure — covering solar irrigation, micro-irrigation, watershed development, farm ponds and water productivity finance for agricultural value chains..
Policy & Research
We help institutions and development organisations connect field realities with policy — covering sector studies, programme design, regulatory analysis, position papers and knowledge products.
Financial Inclusion & Last-Mile Delivery
We help institutions extend rural financial services to underserved geographies — covering banking correspondent strategy, SHG and JLG lending models, digital delivery and ultra-small branch design.
Training & Certification
We help institutions build technical capability in rural and agricultural finance — covering customised training programmes, certification tracks and executive learning on climate-aligned rural finance, credit, risk and operations.
Specialist areas
Connect with us
ISO 9001:2015 Certified
If you are working on rural or agricultural finance — as a bank, NBFC, MFI, insurer, agribusiness, government agency or development institution — write to us.